Nearly 2.2 million UK households have grappled with missed or defaulted essential payments, such as housing, loans, and credit cards, according to a new survey

A new government scheme offers homeowners potential annual savings of £460 on bills, along with reduced mortgage rates for eligible participants

People are more concerned about rising energy bills than rent or mortgage payments, according to a new survey

Nearly 200 MPs reportedly claimed expenses for electricity, gas and dual fuel bills for their second homes in the first five months of 2021

Price cap could also work as a ‘fixed mortgage’ under new proposals

It has committed to offset all emissions generated by its mortgages

A new set of proposed government policies aim to make lenders significantly more responsible for improving the energy efficiency standards of housing stock across the UK

The government has launched a £5m fund for the financial sector to develop green mortgages and a £10m innovation fund to cut the costs of retrofitting the UK’s housing stock

The scheme would allow first-time buyers and re-mortgagers to borrow further via a linked energy efficiency home improvement loan to improve their properties

The maximum mortgage offered could vary by as much as £11,500 between the most energy efficient and inefficient homes